Formal and informal credit in four provinces of Vietnam

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Formal and informal credit in four provinces of Vietnam. / Barslund, Mikkel; Tarp, Finn.

I: Journal of Development Studies, Bind 44, Nr. 4, 2008, s. 485-503.

Publikation: Bidrag til tidsskriftTidsskriftartikelForskningfagfællebedømt

Harvard

Barslund, M & Tarp, F 2008, 'Formal and informal credit in four provinces of Vietnam', Journal of Development Studies, bind 44, nr. 4, s. 485-503. https://doi.org/10.1080/00220380801980798

APA

Barslund, M., & Tarp, F. (2008). Formal and informal credit in four provinces of Vietnam. Journal of Development Studies, 44(4), 485-503. https://doi.org/10.1080/00220380801980798

Vancouver

Barslund M, Tarp F. Formal and informal credit in four provinces of Vietnam. Journal of Development Studies. 2008;44(4):485-503. https://doi.org/10.1080/00220380801980798

Author

Barslund, Mikkel ; Tarp, Finn. / Formal and informal credit in four provinces of Vietnam. I: Journal of Development Studies. 2008 ; Bind 44, Nr. 4. s. 485-503.

Bibtex

@article{822b78202c2211ddb7b4000ea68e967b,
title = "Formal and informal credit in four provinces of Vietnam",
abstract = "This paper uses a survey of 932 rural households to uncover how the rural credit market operates in Vietnam. Households obtain credit through formal and informal lenders. Formal loans are almost entirely for production and asset accumulation, while informal loans are used for consumption smoothening. The determinants of formal and informal credit demand are distinct. While credit rationing depends on education and credit history, in particular, regional differences in the demand for credit are striking. A 'one size fits all' approach to credit policy in Vietnam would be inappropriate",
author = "Mikkel Barslund and Finn Tarp",
year = "2008",
doi = "10.1080/00220380801980798",
language = "English",
volume = "44",
pages = "485--503",
journal = "Journal of Development Studies",
issn = "0022-0388",
publisher = "Taylor & Francis Online",
number = "4",

}

RIS

TY - JOUR

T1 - Formal and informal credit in four provinces of Vietnam

AU - Barslund, Mikkel

AU - Tarp, Finn

PY - 2008

Y1 - 2008

N2 - This paper uses a survey of 932 rural households to uncover how the rural credit market operates in Vietnam. Households obtain credit through formal and informal lenders. Formal loans are almost entirely for production and asset accumulation, while informal loans are used for consumption smoothening. The determinants of formal and informal credit demand are distinct. While credit rationing depends on education and credit history, in particular, regional differences in the demand for credit are striking. A 'one size fits all' approach to credit policy in Vietnam would be inappropriate

AB - This paper uses a survey of 932 rural households to uncover how the rural credit market operates in Vietnam. Households obtain credit through formal and informal lenders. Formal loans are almost entirely for production and asset accumulation, while informal loans are used for consumption smoothening. The determinants of formal and informal credit demand are distinct. While credit rationing depends on education and credit history, in particular, regional differences in the demand for credit are striking. A 'one size fits all' approach to credit policy in Vietnam would be inappropriate

U2 - 10.1080/00220380801980798

DO - 10.1080/00220380801980798

M3 - Journal article

VL - 44

SP - 485

EP - 503

JO - Journal of Development Studies

JF - Journal of Development Studies

SN - 0022-0388

IS - 4

ER -

ID: 4244343