Emil Toft Vestergaard

Emil Toft Vestergaard

Ph.d. stipendiat

I am a Industrial PhD-student, employed by Danske Bank and member of the Center for Economic Behavior and Inequality (CEBI) at the University of Copenhagen.

I am using transaction data in combination with administrative data to answer questions on how and why individuals use high cost consumption loans (kviklån), how financially distressed households cope and the role of gambling in financial hardship. I am also working with spatial consumption data, investigating the geographical dispersion of local labor demand shocks. 

I am visiting STICERD at London School of Economics and Politial Science (LSE) from January to May 2020. 


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