Does Insurance Increase Entrepreneurship?

Forskningsenhed: EPRU

Starting up and running businesses is arguably a risky activity and insurance systems are of first‐order importance for individuals’ willingness to take on large risks. Therefore the lack of insurance can prevent potential self‐employed to start‐up but also prevent self‐employed from investing in and developing the firm. One can conceive of many different insurance mechanisms, both formal and informal, and we propose an empirical project that focuses mainly on one particular formal mechanism while allowing for exploring alternative routes.

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Working paper:
Insurance, Entrepreneurial Start-Up, and Performance,TI 2014-040/V Tinbergen Institute Discussion Paper, Mette Ejrnæs & Stefan Hochguertel.