What Happens When Compensation for Whiplash Claims Is Made More Generous?
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What Happens When Compensation for Whiplash Claims Is Made More Generous? / Cassidy, J. David; Leth-Petersen, Søren; Pons Rotger, Gabriel.
I: Journal of Risk and Insurance, Bind 85, Nr. 3, 2018, s. 635-662.Publikation: Bidrag til tidsskrift › Tidsskriftartikel › fagfællebedømt
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TY - JOUR
T1 - What Happens When Compensation for Whiplash Claims Is Made More Generous?
AU - Cassidy, J. David
AU - Leth-Petersen, Søren
AU - Pons Rotger, Gabriel
PY - 2018
Y1 - 2018
N2 - We examine the effect of a Danish reform in 2002 that increased compensation for permanent loss of earnings capacity and extended the period when whiplash claimants could get compensation for temporary loss of earnings. The first is subject to extensive state verification by the government while the second is not. Using weekly data about disability, drug purchases, and use of health services during 1996–2007, we find that the reform increased the proportion on temporary disability by about 18 percent without a matching increase in drug purchases or the use of health services. We find no effect of compensation for permanent loss of earnings capacity.
AB - We examine the effect of a Danish reform in 2002 that increased compensation for permanent loss of earnings capacity and extended the period when whiplash claimants could get compensation for temporary loss of earnings. The first is subject to extensive state verification by the government while the second is not. Using weekly data about disability, drug purchases, and use of health services during 1996–2007, we find that the reform increased the proportion on temporary disability by about 18 percent without a matching increase in drug purchases or the use of health services. We find no effect of compensation for permanent loss of earnings capacity.
U2 - 10.1111/jori.12169
DO - 10.1111/jori.12169
M3 - Journal article
VL - 85
SP - 635
EP - 662
JO - Journal of Risk and Insurance
JF - Journal of Risk and Insurance
SN - 0022-4367
IS - 3
ER -
ID: 162356280